I plan to triple my annual sales since working with the lender Shannon recommended.  I wasn’t able to qualify for the bank loan I needed to bid larger contracts or take on new works as it was presenting itself.  I was referred to Shannon by my banker and didn’t realize the relief an AR LOC would provide my business when it came to managing cash flow.  I had factored many years ago and didn’t like the experience my customers received and the fees were very expensive.  The lender I’m using now is increasing my line to $1.5M and also provided out business with ‘proof of capital’ required to bid larger contacts.

Dave Guaderrama
CEO NMS Management

I have worked with Shannon for over 15 years and found her to be straightforward and very professional.   As a commercial banker, I try not to say No to a lending request, but to always provide a solution.   Sometimes we can’t help a company and we are then able to introduce Shannon at TransCapital, Inc to provide the necessary growth capital.  Other times, we have had companies hit some tough times and are not able to continue with traditional bank financing.   We recently referred a manufacturing company to Shannon that has been very satisfied with their transition.   Shannon offered a competitive working capital solution and assisted the company in a smooth transition to meet their financing needs.

Dino D’Auria
Southern California Regional President
HomeStreet Bank

As the CFO for a couple of San Diego companies Shannon’s helped with financing over the years, I can say she’s been instrumental in financing growth particularly when the banks weren’t.  As these companies worked with high profile clients, we needed to be discreet when choosing a solution allowing a favorable method of collecting customer payments which we were unable to obtain in the market on our own.  Access to decision makers was key to confidently implementing a growth oriented financing plan to meet our goals.  Shannon and her network of lenders were focused on quick and decisive responses with professional integrity.  I would recommend her to anyone seeking alternatives to bank financing. on offered a competitive working capital solution and assisted the company in a smooth transition to meet their financing needs.

John Teotico
CFO, San Diego CA

We were looking for financing options and introduced to Shannon, TransCapital.  The lender Shannon introduced worked perfectly for us and we continue to call on her as new opportunities arise.  We found Shannon to be credible, professional and very knowledgeable about the various instruments of boring in the market and was able to steer us to a firm that we have enjoyed 10 year relationship with.

T. Maher
President & CEO PCS Adventures

The ability to draw on capital as needed has been instrumental in our ability to fund new growth, while relieving the pressure of cash flow constrains during lean periods throughout the year. We’ve known and trusted Shannons guidance to practical capital resources for many years. The lenders she represents are earnest substitutions for bank financing.

R. Renfro
President SCI

Without hesitation, I have and will continue to recommend Shannon into companies that have credit requests just outside of the commercial banking plate. Over the many years I have known and worked with Shannon, I have seen first-hand how her integrity and expertise have helped San Diego companies finance payroll and working capital needs, especially related to the government contracting space.  

Steve Lopez
Vice President & Senior Relationship Manager
4275 Executive Square, Suite 750 / La Jolla, CA 92037
City National Bank

I’ve worked with Shannon since 1998. She has been a terrific resource providing alternative lending options for companies needing creativity. She’s responsive and presents clients with excellent options to meet their immediate cash flow requirements.

M. Spacciapolli,
Regional Manager Commercial Lending First Citizens Bank

A great deal of our growth is in part to asset based lending, we have added three new clients increasing our sales by $3.5M. Not to mention two of our key suppliers have increased our credit limits and terms. Our clients demand competitive pricing and credit of up to 75 days. The lender you introduced is responsible for us meeting these goals. Thank You Shannon for everything.

Jorge Culebro,
CFO Right Hand Synergy & Mfg.

As a management consultant I have often had clients with cash flow needs. Although I can help them manage their cash; on occasion I have had to go to outside sources. Shannon Shular is the best. She really understands client cash flow constraints and knows where to go to get viable solutions.

P. Laven,
Management Consultant

Ms. Shannon Shular and TransCapital have been helping us with financing for working capital and capital expenditure since 1999. What I appreciate the most about Ms. Shular is that she understands our requirements fully and then presents the plan. Considering our extremely low profit margins, we are a nightmare for any financial adviser to find a suitable lender. A small business like ours benefits so much from the services she provides and we are very grateful to have her on our side. Ms. Shular does not just find a suitable lender, she follows up our application with their underwriting team all the way through and that makes a world of difference. Despite her busy schedule, she schedules regular meetings and/or calls throughout the term

Ash Shah,
CEO Rasix Computer Center, Inc. dba Academic Supplier dba Office 2000

As an adviser to the small business community in San Diego I have always felt comfortable introducing my clients to Shannon. Many of my sources have always looked for real estate as a source of collateral and that is rarely an option. Shannon has always been able to provide a competitive solution that clients can use to supplement, replace or create additional working capital. When it comes to alternative lending options Shannon knows the business better than anyone out there and has always been an excellent resource to my clients.

Matthew Varela
Business Performance Advisor, San Diego

As my seasonal orders increased the demand for cash flow became our primary challenge. Shannon introduced the owners of a finance company to support our production expenses on large orders to Home Depot when the banks said no. Our 2015 sales revenue increased by Over 30% and I continue to draw on the term loan to confidently fund my company.

David Martinez,

Everything has been great so far, much easier than I ever thought it would be. I want to thank you for getting me setup. As you know, I was pretty skeptical at first, although this has really helped my business increase sales by keeping my inventory levels up over the last two months. Once again, thank you.

G. Roney,
President Next Day Specialty